Skip to main content
Hometap home

Pay off your debts

Use your home equity to pay off debt without a loan.

You don’t need to sell the home you love in order to take advantage of your home equity. With a home equity investment, you can eliminate credit card debt and pay off medical bills, auto loans, lines of credit, and other loans without incurring any more debt or monthly payments.

Find out if a Hometap Investment can give you the financial freedom you’re seeking.


Why homeowners like you choose home equity investments to pay off debt

  • Debt-free solution

  • No negative impact to DTI

  • Strengthens financial standing

  • Simple, transparent process

  • 10 years to settle Investment


We paid off all of our credit card debt, which was just so delightful...I was also carrying a personal loan. Really wiped the slate clean on what was for us, hundreds of dollars a month in debt servicing payments.

Jeff M.

Newton, MA

Read Jeff's story

Compare ways to pay off debt with your home equity

Home Equity Investment
Home Equity Loan
No monthly payments
No debt-to-income requirements
Fast funding

Resources for eliminating debt

View all resources

FAQs